Financing
A preapproval from our preferred lender, Mortgage Concepts, is required for all buyers that need financing. Please speak with Crystal Skibinski at 313-917-7913 and provide all necessary documents. If she does not answer right away, please leave a message and she will call you back. Crystal will then provide us with your preapproval.
While you are under no obligation to use a specific lender, we recommend working with our preferred lender for a smoother and more efficient transaction. Joss Family Homes offers $3000 to $5000 towards closing costs if you choose to use our preferred lender. Offer amount is site dependent.
About Crystal:
Crystal Skibinski has dedicated over 20 years to a successful career in mortgage lending. As the owner of her company since 1997, she has consistently remained hands-on in originating mortgages, valuing each client as a lifelong asset. Crystal’s commitment to building lasting relationships is evident in her dedication to providing exceptional service to both past and current clients.
Throughout her extensive career, Crystal has adeptly navigated the evolving mortgage industry, continually adapting to changes to offer unparalleled value. Specializing in services for new construction clients, she understands the complexities and stresses associated with the home-building process. Crystal’s reliability and expertise provide clients with the reassurance they need to focus on other aspects of their journey, confident that their lending needs are expertly managed.
Crystal attributes her success to a steadfast belief that exceptional support is the cornerstone of effective mortgage origination. By fostering a team of highly skilled support staff, she ensures loans are processed smoothly, efficiently, and without surprises—creating a seamless experience for every client.
